For Individuals

Personal Banking

Canadian banking solutions tailored to your personal financial goals, with eligible deposits protected under CDIC coverage where applicable.

Personal Accounts

Chequing, savings, and registered plans designed for everyday banking in Canada

Personal chequing

Everyday banking with no monthly fee and unlimited debit transactions in Canada.

  • No monthly maintenance fee
  • Free online and mobile banking
  • Debit card for in-store and online purchases
  • Overdraft protection available (subject to approval)
  • Eligible deposits insured by CDIC, up to applicable limits
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High-interest savings

Grow your balance with a competitive annual interest rate and flexible access.

  • 2.50% annual interest rate (rates subject to change)
  • No minimum balance
  • CDIC insured up to $100,000 per eligible deposit category
  • Mobile banking access
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Money Market

Higher interest with limited cheque-writing privileges and debit card access.

  • 3.25% annual interest rate (rates subject to change)
  • $2,500 minimum balance
  • Limited cheque writing
  • Debit card included
  • Eligible deposits may be CDIC-insured, up to applicable limits
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Guaranteed Investment Certificate (GIC)

Lock in a fixed return with our competitive GIC rates and terms—principal protected at maturity for eligible products.

  • Up to 4.50% annual interest (non-cashable; rates subject to change)
  • Terms from 3 months to 5 years
  • $1,000 minimum deposit
  • Eligible deposits may be CDIC-insured, up to applicable limits
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RRSP & TFSA

Save for retirement or other goals with registered plans recognized by the CRA.

  • Registered Retirement Savings Plan (RRSP) options
  • Tax-Free Savings Account (TFSA) options
  • Tax-advantaged growth within plan rules
  • Investment choices subject to plan agreements
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Youth Savings

Help young savers build good financial habits with our youth accounts.

  • For youth under 18 (parent or guardian required)
  • No monthly fees
  • Financial education resources
  • Parent/guardian oversight
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Digital Banking Features

Bank anywhere, anytime with our comprehensive digital banking platform

Mobile Banking

Full-featured mobile app for iOS and Android devices

Online Banking

Secure web portal for all your banking needs

Account Alerts

Real-time notifications for account activity

Bill payment

Schedule and pay bills online, including pre-authorized debits where available

Ready to Start Your Banking Journey?

Open your personal account today and experience modern banking at its best

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